These areas have a 26% chance of flooding over the life of a 30 year mortgage. VE - Coastal areas with a 1% or greater chance of flooding and an additional hazard associated with storm waves. Average flood depths derived from detailed analyses are shown within these zones. Base flood elevations derived from detailed analyses are shown at selected intervals within these zones.ĪO - River or stream flood hazard areas, and areas with a 1% or greater chance of shallow flooding each year, usually in the form of sheet flow, with an average depth ranging from 1 to 3 feet. These areas have a 26% chance of flooding over the life of a 30 ‐ year mortgage. Because detailed analyses are not performed for such areas no depths or base flood elevations are shown within these zones.ĪE - The base floodplain where base flood elevations are provided.ĪH - Areas with a 1% annual chance of shallow flooding, usually in the form of a pond, with an average depth ranging from 1 to 3 feet. The SFHA designations which appear within Bay County are explained further below.Ī - Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30 year mortgage. The areas of minimal flood hazard, which are the areas outside the SFHA and higher than the elevation of the 0.2-percent-annual-chance flood, are labeled Zone C or Zone X (unshaded). Moderate flood hazard areas, labeled Zone B or Zone X (shaded) are also shown on the FIRM, and are the areas between the limits of the base flood and the 0.2-percent-annual-chance (or 500-year) flood. SFHAs are labeled as Zone A, Zone AO, Zone AH, Zones A1-A30, Zone AE, Zone A99, Zone AR, Zone AR/AE, Zone AR/AO, Zone AR/A1-A30, Zone AR/A, Zone V, Zone VE, and Zones V1-V30. The 1-percent annual chance flood is also referred to as the base flood or 100-year flood. SFHA are defined as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year. Take a look to see where your zone is at Know Your Zone Map.Flood hazard areas identified on the Flood Insurance Rate Map are identified as a Special Flood Hazard Area (SFHA). If you shelter in place, it’s important to Know Your Home and its ability to withstand strong winds and heavy rain.Not all evacuations zones are always ordered. If an evacuation order is not issued for your area, you may consider sheltering in place.If you are in an evacuation zone, listen to evacuation orders from local officials ( Typically Zone A is the most vulnerable and the most likely to evacuate first.Know Your Zone - Find if your address is in one of the colored evacuation zones (these are flood zones).If you are prompted to log in or are unable to access the map, please try again at a later time. Please note, the Division is continuously updating and making improvements to this website. Instructions to Know Your Zone, Know Your Home If you shelter in place, it’s important to know your home and its ability to withstand strong winds and heavy rain. If an evacuation order is not issued for your area and your house is not in an evacuation zone, you may consider sheltering in place. This year, it is also very important for residents to know their home. These areas and buildings are most likely to be evacuated and knowing these zones helps Floridians prepare to evacuate and better understand orders from local officials. Sheltering With Your Pet or Service AnimalĮvery year it's important for residents to know if they live an evacuation zone, a low-lying, flood prone area, a mobile home or an unsafe structure during hurricane season.Importance of Registration with Your Local EOC.
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